Getting your mortgage is just one part of a home purchase. Levack Real Estate, Inc. is experienced at assisting both new and experienced buyers alike in all areas of real estate. Call us today at (518) 210-7897 if your needs include a real estate pro ready for the business side of buying and selling.

Looking to finance a new home?

Securing financing can be one of the most stressful parts of purchasing a house. But it doesn’t have to be. We’ve got great connections to a lot of mortgage lenders in Glens Falls, and they’ve helped us understand some things that make the loan application process a breeze.

1 – Put together a list of questions regarding your loan program

Make sure you bring a list of questions if you find that you don’t totally understand the ins and outs of the various programs. It can be a challenge to understand the characteristics of fixed and adjustable rate mortgages. One of our lenders or associates can assist you with understanding the advantages and disadvantages of each.

2 – Determine when to lock

When you lock in the rate, it means that your mortgage lender holds to the mortgage interest rates for the loan – often at the time the loan application is received. By floating the rate, you can lock the rate anytime between the loan application day and closing. Buyers who elect to float think the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Compile your paperwork

Obtaining a loan requires lots of paperwork, so you should spend some time getting your documentation together. Click here to see general information that goes on a loan application.


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